Public Liability Insurance covers claims made against you for alleged negligence in relation to injury or property damage Professional Indemnity Insurance covers claims usually of a financial loss resulting from an alleged professional misconduct due to an act, error or omission.
In some industries these two policies and what they cover can become blurred when a claim occurs and incorrect or misconstrued advice can result in property damage for example.
The Information Technology sector is a great example of this and as such a number of insurers have designed a special policy wording just for this industry type.
If you work in the IT or other areas relating Technology it is advisable to speak with a broker who understands your risks so that they can ensure that you have the right policy for you to ensure that you get the most appropriate cover and the most competitive price.
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