Commercial Strata Insurance

Strata's have special and unique risks depending on the type of business that is being undertaken within each tenancies.

Commercial Strata Insurance

In addition to the complexities of a Residential Strata Insurance policy Commercial Strata’s also have special and unique risks depending on the type of business that is being undertaken within each tenancies. This can dramatically affect your premium at times and also as your broker we can work with you to assist in your risk management to not only keep your insurance premiums as low as possible but also to reduce the chance of the inconvenient and expense of having to make a claim.

Strata Properties both small and large have unique needs and requirements. Not only are there Buildings that need to be insured but also ;

  • Common Area Contents – Communal areas can often be overlooked as to the cost involved to reinstate these areas following a loss,
  • Loss of Rent & Temporary Accommodation – If any residence need to vacate after a major loss so that repairs can be undertaken
  • Public Liability – Cover for injury or property damage where negligence may be alleged against the Strata.
  • Office Bearers Liability – for decisions made as a Strata Manager or if you are on the Council of Owners
  • Fidelity Guarantee – Embezzlement of funds from a strata trust account
  • Machinery Breakdown / Fusion Cover if you have lifts, pools, bore etc.
  • Workers Compensation – To cover injury to any contractors or workers whilst on your property doing work

With all of the above and many other exposures to be considered strata insurance can be quite overwhelming and with many insurers only dealing with insurance brokers and not direct with the public or with Strata Managers to ensure that you have the most appropriate and competitive policy it is best to speak with an Insurance Broker to assist you.

Business Insurance

Corporate Insurance

Farm & Tradesman Insurance

Personal Insurance

Professional Insurance

Workers Compensation

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Bennett Springs, WA 6063

© 2023 Competitive Insurance Solutions Pty Ltd. ATF The Bruce Family Trust (t/as) Competitive Insurance Solutions ABN 92 954 163 790 is an
Authorised Representative (432989) of Trident Insurance Group Pty Ltd ABN 81 066 347 22, AFS License No. 237360