Association Liability Insurance
A policy that specialises in the unique risk that exist for claims for Not for Profit Organisations.
Predominantly it is insurance for claims of an alleged breach of Professional Misconduct usually around the provision of services.
Often with these type of claims there is more expense in legal and administration costs to defend the claim than what can be perceived as the legitimacy of the actual claim itself.
Claims can also often come from employees or former employees.
Because these type of business can range from a varied type of business from Aged Care through to early childhood care and education or even religious study groups to sporting social groups it is important to ensure that the policy and cover options that you select are right for you.
Competitive Insurance Solutions are well experienced in this area and would be happy to assist you and your organisation to provide any advice and assistance you may require to give you cover and piece of mind, knowing that you have reviewed all exposure and risk and that you are comfortable with the risk management processes and level of insurance that your organisation has in place.